BUYING A HOME

“Nothing you will ever do in your lifetime is likely to make you as much money as buying a home and living in it”

-David Bach

FINANCIALS

Lenders recommend that you spend no more than 3-5 times your annual income on a new home. While it's ideal if you can put a 20% down-payment on your new home, it certainly isn't necessary. There are many ways to put down much less and with certain types of loans you may need as little as 3.5%.

OFFER & NEGOTIATIONS

Once you've found the home you want, the next step is to make an offer. We will look at comparable properties in the area and decide on a strong first offer. Many owners price a little high expecting to negotiate so we will take that into consideration as well.

Many times after the initial offer is presented the owner will come back with a counter-offer.  As a buyer, don't be afraid to bargain for what you want. Whether that be cost, a new roof or the whole house painted. You don't know what they're willing to do unless you ask. I will guide you through every step of the way.

HOME INSPECTION

It's always a good idea to add a contingency clause into your offer stating that you have a certain amount of time to have the property inspected. This gives you the right to back out of the agreement if you and the seller can't agree on repairs.

Plan to attend the inspection and be prepared to ask any questions you have. I will also attend your inspection with you to help answer questions/concerns. You will receive a report of findings, but it's sometimes easier to see the issue and hear the information directly from the inspector. Once finished we can determine the items of your disapproval for the seller to repair.

MICHAELA’S BUYER GUIDE

I BELIEVE KNOWLEDGE IS POWER. WHEN YOU CHOOSE TO WORK WITH ME I WILL PROVIDE YOU WITH THE MOST CUSTOMIZED EXPERIENCE AND HAVE YOU FEELING LIKE A BUYER PRO. CLICK BELOW FOR A MORE IN-DEPTH GUIDE INTO MY HOME BUYING JOURNEY